If you’ve been in a car accident in Florida, chances are you’ve been bombarded with unfamiliar terms and acronyms.
But PIP may be the one that helps you or hurts you the most.
The PIP 14-day rule can make or break you, in more ways than you may realize. Failing to comply with the 14-day statute can cost you your insurance claim, untold amounts in lost income, as well as your health and well-being.
Keep reading to find out more about why you can’t ignore the 14-day rule in Florida.
PIP stands for Personal Injury Protection Insurance. It’s designed to take care of you if you should need medical care, either immediately or ongoing after an accident.
The 14 Day rule refers to the rule in the PIP law that states WHEN you must receive care. Insurance companies do love to drag their feet, but they aren’t fans of when their clients do it.
The rule states that you must receive medical care in the first 14 days following your crash, or your insurance company may deny your claim.
And this makes sense. They don’t want someone breaking their leg climbing a tree and then submitting the claim to PIP, claiming it was broken in the car accident they were in six months ago. Insurance companies exist to make money.
But it goes beyond that. The 14 Day rule is just good advice in general.
You were.
Ok, if you were in an accident with a shopping cart going less than five miles per hour, you’re probably fine. But a collision with another vehicle? Even as low as 15 mph?
You were injured. Consider the physics.
In this accident, let’s say you are rear-ended by a car going 25 mph.
Not so fast, right? But wait.
The average mid-size sedan weighs almost 5,000 lbs. Even at a relatively low speed, even with no damage to your car, your soft tissues are not meant to absorb the impact of a 5,000 lb. object shoving you forward at 25mph.
You may not feel injured, but over time, may begin to feel neck, shoulder, or back pain. Car accident injuries can take days or weeks to show up, and by that time, they are harder to treat.
So even if you don’t think you were injured, it’s important to abide by the 14-day Rule anyway. Early detection of injuries can make them easier to treat, and staying in line with the law will ensure your injuries are covered.
If you have a gaping head wound, head to the nearest ER.
But if it’s back pain, shoulder pain? You’re better off with a doctor who specializes in back and shoulder pain, like a chiropractor.
Chiropractors are experts with hidden pain, especially after a car accident has knocked your joints all out of alignment. They will take X-rays and do a full examination to find any injuries hiding in your body and will be able to begin treatment right away.
And keep in mind: chiropractic care is designed to fix the problem, rather than just provide a cover-up with pain medication. It’s about a solution, not a band-aid.
Need a chiropractor to comply with the 14-day rule? Contact us today!
Motorcyclists are far more vulnerable to injuries due to the lack of physical protection. Even a low-impact or low-speed motorcycle accident can inflict injuries that can lead to lifelong pain
If you have ever been in a car accident, whether minor or major, you know how common aches and pains are following your accident. Even accidents with negligible vehicle damage
Often when you are involved in what seems like a minor car accident, you walk away feeling fine with little damage to your vehicle, and yet many times injuries manifest
With six convenient South Florida locations to best serve you, there is nothing stopping you from making an appointment! Call today and start feeling better.
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We are committed to providing each and every patient with the highest quality, customized care they deserve. You can count on our chiropractors to help you live a happy, healthy, and pain-free life without any surgical procedures or harmful medications.
“They explained to me everything about my accident and what they were going to do – point by point what was going on with my body, and said they would do everything they can for me to feel back to normal.”
“I was in a car accident where I injured my neck, upper back, lower back and my knee. When you come to County Line Chiropractic, they make everything great again!”
“This office is phenomenal! Dr. Angel is the absolute best. He assured that I was in good care from taking care of my injuries (minor or major) to the whole process ;). Their whole staff is exceptional every last person. I would reccomend them 1000%.”
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“Dr. Cintron is a doctor that actually listens to your concerns. He is always ready to answer your questions so that you can fully understand your situation. He is the type of medical professional that will call to wish you a happy birthday. I am happy that I made the transition to his care 8yrs ago.”
“Loved the team at County line Chiropratic! Very welcoming and professional! Following all the covid19 guidelines. I recommend this clinic to anyone with a spine :).”
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Closed If you’re ready to find the relief you’ve been longing for, you owe it to yourself to schedule an appointment at County Line Chiropractic today. We can’t wait to meet you and enlighten you on the power of chiropractic care and natural healing.
