“They explained to me everything about my accident and what they were going to do – point by point what was going on with my body, and said they would do everything they can for me to feel back to normal.”
When there is a car accident with injuries, generally the insurance of the person who is at fault is responsible for car repairs and medical bills of those injured. But, what happens if a friend who is driving your car has an accident and is injured? Or what if you were driving your friend’s car and you had an accident in which you were injured? Who is responsible to pay for repairs and injuries? Is it the responsibility of the driver’s insurance or the car owner’s insurance? Are you liable if someone was driving your car? Let’s explore what you need to do if you are injured while driving someone else’s car.
Even when you don’t feel pain following the accident, it is important to seek medical treatment. Often in a car accident, you may walk away feeling okay, but you should still see a chiropractor for an evaluation. Some injuries related to your accident may present days or even weeks after your accident. Your chiropractor will assess your condition to determine if you have any underlying injuries which may manifest later. Even minor car accidents can result in injury, so seeing a medical professional following your accident can help you fully recover. Regardless of whose car you were driving, getting medical assistance should always take precedence.
In nearly all cases, insurance travels with the vehicle, not with the driver. Thus, your insurance company covers claims involving your vehicle, no matter who is driving, so if your friend borrows your car, with permission, and has an accident, your insurance is responsible. This is commonly known as permissive use. The owner of the vehicle’s car insurance is used until the policy benefits are used up.
If the accident severity is high, with damages exceeding your policy’s limits, the driver’s insurance, if he or she has it, may go into effect. In most instances, those living in your home are covered while using your vehicle, unless you have excluded them.
Likewise, if you borrow your friend’s car, with permission, and have a wreck, his or her insurance is responsible. If you borrow an uninsured car, you are taking on the risk, should an accident occur, and you, not the owner of the vehicle, will be liable for any damages that occur.
If your friend borrowed your vehicle and had an at-fault collision, your insurance rates will probably go up. While it doesn’t sound fair, by lending your car to your pal, legally you have agreed to be responsible for his or her actions while they are driving your vehicle. The rate rise can range from 30 percent to 80 percent depending on the state and the insurance carrier.
If you are loaning out your vehicle to a friend or borrowing a car from one, it is important to be careful while driving.
Regardless of who owns the vehicle, if you have been involved in a vehicle crash, it is crucial that you seek medical attention following the accident. The expert team at County Line Chiropractic Medical and Rehab is ready to help you recover fully and return to full health.
Motorcyclists are far more vulnerable to injuries due to the lack of physical protection. Even a low-impact or low-speed motorcycle accident can inflict injuries that can lead to lifelong pain
If you have ever been in a car accident, whether minor or major, you know how common aches and pains are following your accident. Even accidents with negligible vehicle damage
Often when you are involved in what seems like a minor car accident, you walk away feeling fine with little damage to your vehicle, and yet many times injuries manifest
We are committed to providing each and every patient with the highest quality, customized care they deserve. You can count on our chiropractors to help you live a happy, healthy, and pain-free life without any surgical procedures or harmful medications.
“This office is phenomenal! Dr. Angel is the absolute best. He assured that I was in good care from taking care of my injuries (minor or major) to the whole process ;). Their whole staff is exceptional every last person. I would reccomend them 1000%.”
“Warm, inviting office with wonderful customer service.”
“Such an awesome experience the staff and the Doctors are so nice and helpful. If you want real results this is the place to go. Definitely would recommend.”
“Everyone was great, very professional. Highly recommend.”
“Dr. Cintron is a doctor that actually listens to your concerns. He is always ready to answer your questions so that you can fully understand your situation. He is the type of medical professional that will call to wish you a happy birthday. I am happy that I made the transition to his care 8yrs ago.”
“Loved the team at County line Chiropratic! Very welcoming and professional! Following all the covid19 guidelines. I recommend this clinic to anyone with a spine :).”
If you’re ready to find the relief you’ve been longing for, you owe it to yourself to schedule an appointment at County Line Chiropractic today. We can’t wait to meet you and enlighten you on the power of chiropractic care and natural healing.